Good afternoon. Welcome to SIFMA’s 2017 FinTech conference. It’s not hyperbole to say that technology is dramatically transforming how we live our lives. The pace of progress is staggering, the end only limited to our imagination. We see achievements which once would have been the subject of science fiction - like technology to edit the human genome or land a rocket from space on a floating platform in the ocean. These innovations are coming out of the labs and research facilities, empowering new competitors to challenge existing products and ways of doing business, and pushing established firms to plan for how they can embrace the capabilities offered by these new technologies.
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